Preheat the oven to 350 degrees.

Line a loaf tin (mine was 8 in x 4 in) with wax paper.

Put a heaping 2 cups of diced pears into a pan. ( This can be 3 small pears or 2 big pears) Top the pears with 1/2 tsp cinnamon and 1/4 tsp ground nutmeg and cook over medium heat, stirring every so often. After about 8 minutes, add 2 Tbs of water and 1 tsp of vanilla to the pears. Cook for another 3-4 minutes, stirring often, and then add another 2 Tbs of water. Cook for another 3 minutes, stirring often, and then add another 2 Tbs of water. Then cook for another 3-5 minutes, until you notice the pears start to caramelize and there is an almost syrup like consistency. Turn off the heat and set the pears aside.

In a large bowl, mix 3/4 cup almond flour, 1/2 cup coconut flour, 1 tsp baking soda, and 1/4 tsp salt with a fork. Set the bowl aside.

In another bowl, mix 2 eggs, 2 Tbs honey, 1/4 cup coconut cream, 1 mashed banana and 2 Tbs olive oil together with an electric mixer until well mixed.

Put bowl 1 into bowl 2 and mix with an electric mixer.

Fold the ½ cup of chocolate chips into the batter. Then fold the caramelized pears to the batter.

Pour the batter into a lined loaf pan and then pat the top of the batter with a spoon to make sure it is flat. Place some diced pears on top of the batter.

Bake for 35- 40 minutes, until golden and set. When you stab the loaf with a knife, it should come out clean (or with only melted chocolate)